Cards and benefits read, no new card applied for
Chuck Cook asked Grok Bot whether dining, Amazon and travel sat on the right card, and whether benefits he already pays for were used. The agents do not apply for new cards.
Done with Grok BotModerate
This is a public report, not advice from Skatteetaten, NAV, Altinn or an accountant. Check figures, deadlines and decisions against the original.
What was done
On 31 August 2026 Chuck Cook writes that he asked Grok Bot to audit the cards. The question was whether dining, Amazon and travel sat on the right card, and whether benefits he already pays for were used. He names the Sapphire travel credit and DoorDash, Platinum Resy and Lululemon, and Amazon 5 percent at Amazon. One agent, Captain, is the only one that talks to him. Spendy reads posted transactions through Plaid on Amazon, Sapphire and Platinum. Researchy does not see the accounts and looks up current terms at Chase and Amex.
How it went
Captain writes a recap: the wrong card, benefits left unused, and what he already did right. They do not post, and they do not apply for a new card unless he says so. The post does not state an amount saved.
Worth knowing
He writes that Researchy was set up from a seat he imported from Farzad. Offers move, so the terms have to be read again. Check the original. This is not advice about which cards you should hold.
How to do it
- Ask the agent to compare your spending with the benefits on cards you already have. Ask it to leave out account numbers.
- Ask it to take the terms from the card issuer's own pages, not from an old blog post.
- Read the recap. The agent must not apply for a new card and must not post anything.
Try it with Grok Bot
Look at posted purchases on [cards I already have] for [month]. Say whether dining, online shopping and travel sat on a card I already have that would have paid more. List unused benefits by name. Take the terms from [the issuer's page]. Do not include account numbers. Do not apply for anything. Do not post.
Replace text in brackets with your own.
Done when. You have a recap without account numbers, and no application has been sent.
Safety rule. No new cards, no posting, no account numbers in the reply.
Read the original
Read the original · Chuck Cook on X ·